The USA Retirement Savings Plan advantage

Providing a retirement plan to American workers is not without its challenges. An increasingly complex and uncertain regulatory environment, along with a greater focus on plan sponsor fiduciary responsibility may be especially difficult for a smaller organization. But it doesn’t have to be. Simplify your workload without sacrificing quality or service. 

When you join the plan, you can:

  • Spend less time on the administration of your retirement plan and more time focused on your organization’s goals.

  • Provide a high-quality benefit that can help you recruit top-level talent and retain your current staff.

  • Benefit from an institutional pricing model that may not be available to you as an independent retirement plan sponsor.

  • Get experienced investment selection and monitoring services from a third-party fiduciary investment manager who takes responsibility for the quality of the investments.

  • The 3(16) fiduciary takes on the liability for your plan document compliance so you can take your name off the Form 5500.